Anfix pricing 2026: all 5 plans, real cost with VAT and alternatives

An honest analysis of Anfix pricing in 2026, with the official rates verified on anfix.com in June 2026. You will see all five plans and their real cost with VAT, what each one includes, the combined cost once you add the external accountant its model assumes, and a transparent comparison with three alternatives by profile.

Anfix has been on the Spanish market for more than 15 years. Founded in Valladolid in 2010, it has over 100,000 users across freelancers (autónomos), small businesses and more than 1,000 partner accounting firms. It is one of the few cloud tools certified for TicketBAI in the three Basque foral territories (Álava, Bizkaia and Gipuzkoa), on top of being Verifactu-compatible in common territory. That specialization shapes its pricing: Anfix is optimized to work alongside your accounting firm, and its rates reflect exactly that.

How much does Anfix cost in 2026?

Anfix has five plans, all billable monthly or annually. With annual billing the per-month price drops by around 20% (Anfix frames it as "2 months free"). These are the official prices excluding VAT, verified on anfix.com/precios in June 2026:

Prices excl. VAT, verified on anfix.com/precios in June 2026. Annual billing applies roughly a 20% discount versus monthly. 15-day free trial, no card required; the code ANFIX20 adds a further discount. There is no permanent free plan.

There are two optional add-on modules billed separately: Stock (€9.99/mo) and Projects (€4.99/mo). And one detail almost no comparison mentions: the plan Anfix positions for freelancers assumes you have an external accountant. The real cost for a freelancer is not just the software fee, but that fee plus the accountant's fees. We break it down below.

What each plan includes

Básico (€3.99/mo on annual billing). The entry plan: Verifactu-compliant invoicing, up to 60 invoices per year and 1 user. For freelancers with very low volume who just need to issue invoices that comply with the anti-fraud law.

Avanzado (€9.99/mo on annual billing, the most popular). The plan Anfix positions for freelancers. It adds accounting, expense reading, bank reconciliation, the usual tax forms and up to 300 invoices per year with 2 users. This is where the connection with your accounting firm comes in, the heart of the Anfix proposition: your accountant accesses your data in real time without you having to send anything.

Profesional (€19.99/mo on annual billing). For small businesses or freelancers with more volume: up to 1,200 invoices per year, 5 users and phone support. The natural step up when the business grows or you need more than two users.

Empresarial (€46.66/mo on annual billing). For businesses with a team: up to 6,000 invoices per year, 9 users, advanced accounting automation, multi-company and cash-flow forecasting.

Premium (€66.66/mo on annual billing). The complete plan: unlimited invoices and users, SII for high volumes and access to the integration API. Built for established businesses with complex operations.

The real annualized cost with VAT

The website prices exclude VAT. To know what you really pay, you have to add the 21% and project it over a full year. This is the real annual cost of each plan, on annual and monthly billing:

21% VAT included. Annual billing saves around 20% versus monthly across all plans.

And here is the calculation almost nobody does. Anfix's Avanzado plan (the one recommended for freelancers) assumes you have an external accountant. The real cost for a freelancer is not €145/yr: it is €145/yr of software plus €600 to €1,800/yr in accountant fees (€50 to €150/mo depending on volume and region). Combined total: €745 to €1,945 a year.

This is not a flaw in Anfix, it is its model, by design. It works very well for freelancers who already have an accountant and want to keep them. But it pays to calculate the whole thing before choosing. For comparison, Facturaz costs €24/mo (€240/yr excl. VAT with 2 months free on annual billing, €290.40 incl. VAT) and needs no external accountant, because its AI Coach replaces them on most tasks. The real saving versus Anfix plus an accountant is €455 to €1,655 a year.

Quick comparison with alternatives

Here is how Anfix compares with three relevant alternatives for freelancers and small businesses. To keep it fair, for each tool we use the plan recommended for a freelancer, on annual billing.

Prices verified in June 2026 on the official websites. The combined cost assumes an external accountant at €50 to €150/mo for the models where it is part of the proposition. Each tool has a different ideal profile.

What is NOT included

These are the costs and limits worth being clear about before signing up.

• External accountant fees. Anfix is designed to work with your accounting firm, not to replace it. If you do not yet have an accountant, add €600 to €1,800/yr to your real cost.
• Stock and Projects modules. Billed separately: €9.99/mo for Stock and €4.99/mo for Projects.
• Invoices capped per plan. 60, 300, 1,200 or 6,000 per year depending on the plan, up to the unlimited Premium. If you issue more than included, you have to move up a plan.
• SII and API only on Premium. Immediate Supply of Information (SII) and API access are reserved for the top plan.
• Phone support from Profesional up. On the entry plans support is by chat or email.

Commitment and cancellation

Anfix allows monthly or annual billing. There is no mandatory commitment beyond the period you contract, but on annual billing you do not get a pro-rata refund if you cancel before the 12 months are up. The 15-day free trial requires no card. If you value paying month to month and cancelling whenever you want, Anfix's monthly billing allows it, though at a higher per-month price (around 20% more than annual).

Who Anfix is worth it for

Anfix fits especially well for profiles where its proposition hits the mark:

• Freelancers and small businesses in the Basque Country. Anfix is one of the few cloud tools certified for TicketBAI in Álava, Bizkaia and Gipuzkoa. If you operate in Basque foral territory, it has an edge no common-territory cloud competitor matches in 2026.
• Freelancers with an accountant in the Anfix network (more than 1,000 partner firms). If your accountant already uses Anfix, the real-time collaboration is one of the product's strongest points and justifies the price.
• Accounting firms managing client portfolios. Anfix has a collaborative accounting module built for firms handling 20 or more companies. It is where its proposition is strongest.
• Businesses with a team and multi-company operations, where the Profesional plan (€19.99/mo) or Empresarial (€46.66/mo) offer a competitive cost versus traditional alternatives.
• Those who value an established product with more than 15 years on the market and a stable track record.

Who Anfix is NOT worth it for

Anfix is not the optimal choice if your profile is away from its core proposition:

• You have no accountant and do not want to hire one. The Avanzado plan assumes collaboration with an accounting firm. If you want the platform to do the full job, Facturaz goes that way with an AI Coach that acts as your virtual CFO without a human accountant.
• You want to reduce or eliminate dependence on an accountant. Anfix is built to deepen collaboration with the firm, not to replace it. If your goal is the opposite, Anfix will frustrate you.
• You operate in common territory (most of Spain) and do not need TicketBAI. Foral certification, its big differentiator, gives you nothing outside the Basque Country.
• Your business depends on complex inventory or advanced e-commerce. Holded fits better for multi-warehouse stock and the e-commerce ecosystem.
• You value a proactive AI that anticipates tax problems weeks before they happen. Anfix has good automation, but no AI Coach. For that, Facturaz is the option in the freelancer segment in 2026.

Alternatives by profile

Three options that cover the profiles where Anfix is not the optimal choice.

Holded, for SMEs with inventory or e-commerce

Holded, from €15/mo on the Plus plan. A full cloud ERP (invoicing, accounting, CRM, inventory, HR and projects). Broader than Anfix for businesses with multi-warehouse stock or connected e-commerce (Shopify, WooCommerce). Choose it over Anfix if your business depends on inventory or you sell online, in exchange for a steeper learning curve and no foral certification.

Quipu, for service freelancers with flexible billing

Quipu, from €17/mo (€30/mo for the Solution plan, €25 on annual billing). Invoicing software with a very polished interface, a (reactive) Genius AI assistant and a network of more than 1,000 partner firms, similar to Anfix. Choose it over Anfix if you value a refined interface and flexible monthly billing, and operate outside foral territory. Its Solution plan (€30/mo) is pricier than Anfix's Avanzado (€12.49/mo on monthly billing) for similar functionality.

Facturaz, for freelancers and SMEs 0-10 who want to reduce accountant dependence

Facturaz, free until your first invoice and €24/mo after that. An AI CFO for freelancers and businesses with up to 10 employees. Here is the underlying contrast with Anfix: the two products serve opposite visions.

Anfix says: your accounting firm is a central part of your tax operation, and our software optimizes that collaboration.

Facturaz says: the human accountant costs between €600 and €1,800 a year and is often replaceable. Our AI Coach does their job, anticipates problems before they happen, and you approve with one click.

The combined calculation:

But the saving is not the main argument. The difference is in what each platform does for you: Anfix passes your data to your accountant, who calculates and files the forms; Facturaz analyzes your business, anticipates VAT increases two weeks ahead, spots deductions you overlooked, and prepares the forms for you to approve.

Honest about limitations: Facturaz only covers common territory (national AEAT), without TicketBAI. If you operate in the Basque Country, Anfix is still the right choice. Facturaz also has no advanced inventory module or warehouse management.

Verdict: is Anfix worth the price?

Anfix is not expensive. For its ideal profile (a freelancer with an accountant, an SME with a firm, a firm with a client portfolio), its prices are very competitive, and the Basque foral certification adds value no common-territory cloud competitor matches. The critical point is that its model assumes you will have (and will want to keep) an external accountant. If that premise matches your situation, Anfix wins. If your goal is the opposite, Facturaz goes that way with an AI Coach that replaces the accountant on most tasks. They do not compete for the same customer, but for two different ways of running a freelancer's finances in 2026.